Mattress Financing in Oviedo, FL — Better Sleep, Made Affordable
Take your new mattress or adjustable base home today and pay over time. Choose 0% interest financing through Synchrony or flexible lease-to-own through Acima — no down payment required.*
Pick the Option That Fits You
Apply online in minutes, or let us help you in store.
6 Months No Interest — Any Amount
Special promotional financing on your full purchase with no minimum and no down payment. Best if you have established credit.
- 6 months no interest on any amount — no minimum
- No down payment (deferred-interest promotion)
- Spend over $2,000 and get up to 12 months financing
- Fast online application
Flexible Lease-to-Own Approval
A flexible path to better sleep if you’re building credit or prefer not to use a credit card. Early purchase options available.
- Flexible approval amounts
- Low initial payment to get started
- Early purchase options available
- Apply online in minutes
*Subject to credit approval. Promotional financing offered through Synchrony Bank; deferred-interest promotions charge interest from the purchase date if the promotional balance is not paid in full within the promotional period, and minimum monthly payments are required. Acima lease-to-own is not a loan, credit, or financing; lease-to-own costs more than the retailer’s cash price, and early purchase options are available. See store for full terms and current offers.
No Down Payment. Apply in Minutes.
Whether it’s a single mattress or a full sleep system with an adjustable base, you can finance the whole thing and take it home this week.
What You Can Finance
Your financing covers everything in your order, not just the mattress.
Mattresses
Puffy, WinkBed, DreamCloud and more — every mattress we carry.
Adjustable Bases
Power bases, smart bases and foundations to complete your setup.
Accessories
Pillows, protectors, sheets and the extras that finish the bed.
Try It Before You Buy It in Oviedo, FL
Stop by our Oviedo showroom to lie down on every model, ask honest questions, and find the right fit — with same-week local delivery across Oviedo, Winter Springs, Casselberry and Seminole County.
950 N Central Ave #1
Oviedo, FL 32765
Mon–Thurs: 3:00–5:00
Fri: 9:00–4:30 | Sat: 11:00–5:00
Appointments available outside store hours
Questions, Answered
Everything you need to know before you visit.
Do you really offer 0% interest financing?
Yes. Through Synchrony you can get 6 months of no-interest financing on any amount — no minimum purchase and no down payment. Spend over $2,000 and you can qualify for up to 12 months of financing. These are deferred-interest promotions, so the balance just needs to be paid in full within the promo period. (Subject to credit approval.)
What’s the difference between Synchrony and Acima?
Synchrony is a promotional credit card offer with 0% interest for a set period — great if you have established credit. Acima is a lease-to-own option with flexible approval — a good path if you’re building credit or prefer not to use a credit card. We’re happy to walk you through both in store.
Is there a down payment?
There’s no down payment required on the Synchrony promotional financing. Acima lease-to-own typically requires a small initial payment to get started. We’ll go over the exact numbers with you before anything is finalized.
Will applying hurt my credit?
Each lender sets its own terms. We can’t make guarantees about credit decisions, so the most accurate answer comes straight from the application — it only takes a few minutes. Ask us in store and we’ll help you start.
Can I finance an adjustable base or accessories too?
Yes — financing applies to your whole purchase, including adjustable bases, foundations, pillows and protectors, not just the mattress.
How do I apply?
Click ‘Apply with Synchrony’ or ‘Apply with Acima’ above to start online, or come into our Oviedo showroom and we’ll help you apply on the spot — usually just a few minutes.